How to Open a Revolut Account in the UK (2025) — Step-by-step
Fast, app-based UK accounts for migrants — what you need, how to verify, payroll info, fees, and troubleshooting tips so you can be ready to receive money and pay bills on day one.
Revolut offers an instant, app-first UK account that’s often the quickest option for migrants arriving in the UK. You’ll usually get a UK sort code and account number immediately after verification — useful for salary, bills and renting. This guide covers eligibility, documents, verification steps, fees and common problems in 2025.
Need help with documents or proof-of-address? View Resinaro Services →
Quick checklist (before you start)
- Valid passport or BRP (biometric residence permit)
- UK mobile number (for SMS verification)
- Proof of address (see options below)
- Good quality selfie for identity checks
- Stable internet and the Revolut app installed
Step-by-step
- Download the Revolut app — iOS App Store or Google Play.
- Register with your email and UK mobile number. Revolut may send an SMS code to confirm the number.
- Choose account type — standard/free account is enough for most migrants; paid tiers offer extras.
- Verify identity by photographing your passport (or BRP) and taking a live selfie. Follow the app prompts.
- Proof of address — upload a recent document if requested (examples below). Revolut sometimes accepts digital documents.
- Receive UK account details — you’ll usually get account number and sort code once verification completes.
- Top-up & test — add a small amount and try a test payment to confirm everything works.
Already decided Revolut is right for you?
If you're comfortable that Revolut fits your situation and you want to open an account, you can support Resinaro by using our referral link. We may receive a small bonus from Revolut if your signup is successful, and you may also receive a reward under their current referral scheme.
Open Revolut with referral linkThis is not financial advice. Always read Revolut's latest referral terms and account information on their official website before applying.
Proof of address — what Revolut accepts (typical)
Revolut’s checks vary. If asked, try to upload any of the below (recent — usually within 3 months unless specified):
- Council tax bill
- Bank statement (with postcode visible)
- Utility bill (gas, electric, water) — paper or acceptable PDF
- Tenancy agreement or rent statement
- Official government correspondence (HMRC, DWP)
If you don’t have a UK address yet, explain this in the app — Revolut sometimes accepts alternative evidence but may request extra checks.
Revolut vs Monzo vs Starling vs Traditional banks
| Feature | Revolut | Monzo | Starling | Traditional Bank |
|---|---|---|---|---|
| Account setup speed | Very fast (app-first) | Fast | Fast | Slower, may need branch visit |
| UK sort code/account | Yes | Yes | Yes | Yes |
| Overdraft/credit | Limited | Available | Available | Available |
| FSCS protection | Varies by product — check Revolut | FSCS protected | FSCS protected | FSCS protected |
| Best for | Quick accounts, international payments | Everyday banking | Business & personal everyday | Full banking services |
Common issues (and fixes)
- Identity check failed → Retake the passport photo in good light, ensure the whole document is visible and not cropped, and remove reflections.
- Proof-of-address rejected → Upload a different document (bank statement or council tax) and ensure the full address is visible.
- App won't accept mobile number → Make sure you choose the UK country code (+44) and remove leading zero from your number.
- Can't receive salary → Confirm your employer has the correct account number & sort code shown in the Revolut app.
Useful links
- Revolut (official): revolut.com
- Monzo: monzo.com
- Starling Bank: starlingbank.com
FAQs
Will Revolut accept my EU passport or BRP?
Revolut accepts passports (EU/other) and BRPs for identity checks. If your document is rejected, check lighting and focus and try again — or try a different document if you have one.
Do I need to be a UK resident to open Revolut?
You need to provide a UK phone number and usually proof of address if requested. Revolut’s eligibility rules can change — check the app’s help pages for the most up-to-date info.
How long does verification take?
Often minutes, but in some cases identity checks can take hours or require manual review — try again after a short wait or contact Revolut support via the app if delayed.
Optional banking starter kit for migrants in the UK
You don't need special tools to open Monzo, but a few simple accessories make UK banking and paperwork much less stressful. These items are useful for any bank or consulate appointment – not just Monzo – and help you keep cards, letters and ID checks under control.
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Slim RFID card holder
Best for: Keeping your UK debit cards together and easy to reach.
- Helps keep Monzo and other cards in one place instead of loose in pockets.
- Useful when you switch from cash to contactless payments in the UK.
- Fits easily in a small bag or coat pocket when commuting.
• Check that it fits standard UK debit card size.
A4 document wallet / organiser
Best for: Storing bank letters, payslips and proof-of-address documents.
- Keeps all your UK paperwork in one place (bank, HMRC, landlord, consulate).
- Helps you quickly find a recent letter when an app asks for proof of address.
- Can be re-used for consulate appointments and translations.
• Look for wallets with multiple labelled sections.
Adjustable phone stand
Best for: Stabilising your phone during selfie videos and ID photos.
- Reduces shaky video when recording KYC selfies for Monzo or other apps.
- Keeps both hands free to hold your passport or BRP at the right angle.
- Also handy for video calls with family or support services.
• Choose a stable base that works on your desk or table.
Compact power bank
Best for: Avoiding low battery during signup and document upload flows.
- Helps when you're travelling or waiting in public spaces while completing checks.
- Useful beyond banking: maps, tickets, and consulate emails on the move.
• Check airline cabin rules if you travel often.
Need help preparing documents, proof of address, or AIRE checks before you verify with Revolut?
View Resinaro Services →