Can I open a Revolut account without a UK address?

Revolut often accepts a wide range of proof-of-address documents, including some digital documents. However, acceptance can vary — Revolut may request additional evidence if verification fails.

Can I use Revolut for salary payments?

Yes. Revolut provides UK account details (sort code & account number) for standard accounts which employers can use for payroll deposits.

Is my money protected in Revolut?

Revolut operates under FCA rules; protections differ by product and account type. For certain accounts and balances, FSCS protection may not apply—check Revolut’s own pages for the latest coverage details.

How to Open a Revolut Account in the UK (2025) — Step-by-step

Fast, app-based UK accounts for migrants — what you need, how to verify, payroll info, fees, and troubleshooting tips so you can be ready to receive money and pay bills on day one.

Revolut banking app on smartphone with UK account details and verification documents — Opening a Revolut account in the UK — fast digital banking with instant account setup for migrants.

Revolut offers an instant, app-first UK account that’s often the quickest option for migrants arriving in the UK. You’ll usually get a UK sort code and account number immediately after verification — useful for salary, bills and renting. This guide covers eligibility, documents, verification steps, fees and common problems in 2025.

Need help with documents or proof-of-address? View Resinaro Services →

Quick checklist (before you start)

Valid passport or BRP (biometric residence permit)
UK mobile number (for SMS verification)
Proof of address (see options below)
Good quality selfie for identity checks
Stable internet and the Revolut app installed

Step-by-step

Download the Revolut app — iOS App Store or Google Play.
Register with your email and UK mobile number. Revolut may send an SMS code to confirm the number.
Choose account type — standard/free account is enough for most migrants; paid tiers offer extras.
Verify identity by photographing your passport (or BRP) and taking a live selfie. Follow the app prompts.
Proof of address — upload a recent document if requested (examples below). Revolut sometimes accepts digital documents.
Receive UK account details — you’ll usually get account number and sort code once verification completes.
Top-up & test — add a small amount and try a test payment to confirm everything works.

Proof of address — what Revolut accepts (typical)

Revolut’s checks vary. If asked, try to upload any of the below (recent — usually within 3 months unless specified):

Council tax bill
Bank statement (with postcode visible)
Utility bill (gas, electric, water) — paper or acceptable PDF
Tenancy agreement or rent statement
Official government correspondence (HMRC, DWP)

If you don’t have a UK address yet, explain this in the app — Revolut sometimes accepts alternative evidence but may request extra checks.

Revolut vs Monzo vs Starling vs Traditional banks

Feature	Revolut	Monzo	Starling	Traditional Bank
Account setup speed	Very fast (app-first)	Fast	Fast	Slower, may need branch visit
UK sort code/account	Yes	Yes	Yes	Yes
Overdraft/credit	Limited	Available	Available	Available
FSCS protection	Varies by product — check Revolut	FSCS protected	FSCS protected	FSCS protected
Best for	Quick accounts, international payments	Everyday banking	Business & personal everyday	Full banking services

Common issues (and fixes)

Identity check failed → Retake the passport photo in good light, ensure the whole document is visible and not cropped, and remove reflections.
Proof-of-address rejected → Upload a different document (bank statement or council tax) and ensure the full address is visible.
App won't accept mobile number → Make sure you choose the UK country code (+44) and remove leading zero from your number.
Can't receive salary → Confirm your employer has the correct account number & sort code shown in the Revolut app.

Useful links

Revolut (official): revolut.com
Monzo: monzo.com
Starling Bank: starlingbank.com

FAQs

Will Revolut accept my EU passport or BRP?

Revolut accepts passports (EU/other) and BRPs for identity checks. If your document is rejected, check lighting and focus and try again — or try a different document if you have one.

Do I need to be a UK resident to open Revolut?

You need to provide a UK phone number and usually proof of address if requested. Revolut’s eligibility rules can change — check the app’s help pages for the most up-to-date info.

How long does verification take?

Often minutes, but in some cases identity checks can take hours or require manual review — try again after a short wait or contact Revolut support via the app if delayed.

Need help preparing documents, proof of address, or AIRE checks before you verify with Revolut?

View Resinaro Services →